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href=\"https:\/\/fujipro.org\/vi\/%e5%8f%b0%e7%81%a3%e7%9b%b4%e9%8a%b7%e5%90%88%e6%b3%95%e5%97%8e%ef%bc%9f\/#2_%E5%8F%83%E8%88%87%E7%9B%B4%E9%8A%B7%E6%A5%AD%E5%8B%99%E6%9C%89%E5%93%AA%E4%BA%9B%E5%90%88%E6%B3%95%E9%A2%A8%E9%9A%AA%E9%9C%80%E8%A6%81%E6%B3%A8%E6%84%8F%EF%BC%9F\" title=\"2. \u53c3\u8207\u76f4\u92b7\u696d\u52d9\u6709\u54ea\u4e9b\u5408\u6cd5\u98a8\u96aa\u9700\u8981\u6ce8\u610f\uff1f\">2. \u53c3\u8207\u76f4\u92b7\u696d\u52d9\u6709\u54ea\u4e9b\u5408\u6cd5\u98a8\u96aa\u9700\u8981\u6ce8\u610f\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/fujipro.org\/vi\/%e5%8f%b0%e7%81%a3%e7%9b%b4%e9%8a%b7%e5%90%88%e6%b3%95%e5%97%8e%ef%bc%9f\/#3_%E5%A6%82%E4%BD%95%E7%A2%BA%E4%BF%9D%E5%BE%9E%E4%BA%8B%E7%9B%B4%E9%8A%B7%E6%A5%AD%E5%8B%99%E7%9A%84%E5%90%88%E6%B3%95%E6%80%A7%EF%BC%9F\" title=\"3. \u5982\u4f55\u78ba\u4fdd\u5f9e\u4e8b\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u6027\uff1f\">3. 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src=\"https:\/\/images.unsplash.com\/flagged\/photo-1556514767-5c270b96a005?crop=entropy&#038;cs=tinysrgb&#038;fit=max&#038;fm=jpg&#038;ixid=M3w0NzUyMTB8MHwxfHNlYXJjaHwzMnx8bWFya2V0aW5nfGVufDB8MHx8fDE3MDI2OTQ5MTN8MA&#038;ixlib=rb-4.0.3&#038;q=80&#038;w=1080\" alt=\"\u53f0\u7063\u76f4\u92b7\u5408\u6cd5\u55ce\uff1f\" \/><\/p>\n<p class=\"image-caption\">\u53f0\u7063\u76f4\u92b7\u5408\u6cd5\u55ce\uff1f. Photos provided by unsplash<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E7%9B%B4%E9%8A%B7%E6%A5%AD%E5%8B%99%E7%9A%84%E5%90%88%E6%B3%95%E9%A2%A8%E9%9A%AA%E8%88%87%E5%90%88%E8%A6%8F%E5%BB%BA%E8%AD%B0\"><\/span>\u53f0\u7063\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\u8207\u5408\u898f\u5efa\u8b70<span 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id=\"%E5%BB%BA%E7%AB%8B%E5%90%88%E8%A6%8F%E9%A2%A8%E9%9A%AA%E7%AE%A1%E7%90%86%E5%88%B6%E5%BA%A6\"><\/span>\u5efa\u7acb\u5408\u898f\u98a8\u96aa\u7ba1\u7406\u5236\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u70ba\u4e86\u61c9\u5c0d\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\uff0c\u4f01\u696d\u61c9\u8a72\u5efa\u7acb\u5b8c\u5584\u7684\u5408\u898f\u98a8\u96aa\u7ba1\u7406\u5236\u5ea6\u3002\u9019\u5305\u62ec\u5236\u5b9a\u5167\u90e8\u5408\u898f\u653f\u7b56\u3001\u57f9\u8a13\u54e1\u5de5\u9075\u5b88\u6cd5\u898f\u3001\u52a0\u5f37\u5167\u90e8\u76e3\u7ba1\u4ee5\u53ca\u5efa\u7acb\u61c9\u5c0d\u98a8\u96aa\u7684\u61c9\u6025\u6a5f\u5236\u3002\u900f\u904e\u5efa\u7acb\u5408\u898f\u98a8\u96aa\u7ba1\u7406\u5236\u5ea6\uff0c\u4f01\u696d\u80fd\u5920\u53ca\u65e9\u767c\u73fe\u548c\u61c9\u5c0d\u6f5b\u5728\u7684\u5408\u6cd5\u98a8\u96aa\uff0c\u4fdd\u969c\u696d\u52d9\u7684\u5408\u6cd5\u904b\u4f5c\u3002<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E5%B0%8B%E6%B1%82%E5%B0%88%E6%A5%AD%E6%B3%95%E5%BE%8B%E6%84%8F%E8%A6%8B\"><\/span>\u5c0b\u6c42\u5c08\u696d\u6cd5\u5f8b\u610f\u898b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u5728\u53f0\u7063\u7d93\u71df\u76f4\u92b7\u696d\u52d9\u6642\uff0c\u5c0b\u6c42\u5c08\u696d\u6cd5\u5f8b\u610f\u898b\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u7531\u65bc\u76f4\u92b7\u696d\u52d9\u6d89\u53ca\u591a\u500b\u6cd5\u5f8b\u9818\u57df\uff0c\u5305\u62ec\u5546\u696d\u6cd5\u3001\u52de\u52d5\u6cd5\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u6cd5\u7b49\uff0c\u56e0\u6b64\u4f01\u696d\u61c9\u8a72\u8058\u8acb\u5177\u6709\u8c50\u5bcc\u7d93\u9a57\u7684\u5f8b\u5e2b\u6216\u6cd5\u5f8b\u9867\u554f\uff0c\u78ba\u4fdd\u696d\u52d9\u9075\u5b88\u7576\u5730\u6cd5\u5f8b\u6cd5\u898f\u7684\u8981\u6c42\uff0c\u4e26\u80fd\u5920\u61c9\u5c0d\u53ef\u80fd\u51fa\u73fe\u7684\u5408\u6cd5\u98a8\u96aa\u3002<\/p>\n<p>\u77ad\u89e3\u53f0\u7063\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\u548c\u5408\u898f\u5efa\u8b70\u5c0d\u65bc\u71df\u904b\u76f4\u92b7\u696d\u52d9\u7684\u4f01\u696d\u81f3\u95dc\u91cd\u8981\u3002\u4f01\u696d\u5fc5\u9808\u5168\u9762\u77ad\u89e3\u76f8\u95dc\u7684\u6cd5\u5f8b\u6cd5\u898f\uff0c\u5efa\u7acb\u5b8c\u5584\u7684\u5408\u898f\u98a8\u96aa\u7ba1\u7406\u5236\u5ea6\u4e26\u5c0b\u6c42\u5c08\u696d\u6cd5\u5f8b\u610f\u898b\uff0c\u4ee5\u78ba\u4fdd\u696d\u52d9\u80fd\u5920\u5408\u6cd5\u904b\u4f5c\u4e26\u964d\u4f4e\u5408\u6cd5\u98a8\u96aa\u7684\u53ef\u80fd\u6027\u3002<\/p>\n<table border='1'>\n<tr>\n<th>\u65b9\u9762<\/th>\n<th>\u91cd\u9ede<\/th>\n<\/tr>\n<tr>\n<td>\u7d50\u69cb\u6e05\u6670<\/td>\n<td>&#8211; \u8868\u683c\u7d50\u69cb\u6e05\u695a\u6613\u61c2<br \/>&#8211; \u6b04\u76ee\u548c\u884c\u6709\u660e\u78ba\u7684\u6a19\u984c<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u8a0a\u7cbe\u7c21<\/td>\n<td>&#8211; \u5167\u5bb9\u7c21\u6f54\u660e\u77ad<br \/>&#8211; \u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8907\u96dc\u6027<\/td>\n<\/tr>\n<tr>\n<td>\u91cd\u9ede\u7a81\u51fa<\/td>\n<td>&#8211; \u91cd\u8981\u8cc7\u8a0a\u653e\u5728\u986f\u773c\u4f4d\u7f6e<br \/>&#8211; \u4f7f\u7528\u52a0\u7c97\u3001\u659c\u9ad4\u7b49\u683c\u5f0f\u5f37\u8abf<\/td>\n<\/tr>\n<tr>\n<td>\u5bb9\u6613\u95b1\u8b80<\/td>\n<td>&#8211; \u907f\u514d\u904e\u591a\u984f\u8272\u6216\u88dd\u98fe<br \/>&#8211; \u4fdd\u6301\u6574\u9ad4\u95b1\u8b80\u6027<\/td>\n<\/tr>\n<tr>\n<td>\u4e00\u81f4\u6027<\/td>\n<td>&#8211; \u6574\u9ad4\u683c\u5f0f\u548c\u98a8\u683c\u4fdd\u6301\u4e00\u81f4<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%BA%E7%81%A3%E7%9B%B4%E9%8A%B7%E6%A5%AD%E5%8B%99%E7%9A%84%E5%90%88%E6%B3%95%E9%A2%A8%E9%9A%AA%E8%88%87%E5%90%88%E8%A6%8F%E5%BB%BA%E8%AD%B0\"><\/span>\u81fa\u7063\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\u8207\u5408\u898f\u5efa\u8b70<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table border='1'>\n<tr>\n<th colspan='2' style='text-align: center;'>\u81fa\u7063\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\u8207\u5408\u898f\u5efa\u8b70<\/th>\n<\/tr>\n<tr>\n<td>\u5408\u6cd5\u98a8\u96aa\u7bc4\u7587<\/td>\n<td>\u8207\u7522\u54c1\u92b7\u552e\u76f8\u95dc\u7684\u7a05\u52d9\u6cd5\u898f<br \/>\u6d88\u8cbb\u8005\u4fdd\u8b77\u6cd5\u898f<br \/>\u52de\u52d5\u6cd5\u898f\u7b49<\/td>\n<\/tr>\n<tr>\n<td>\u77ad\u89e3\u6cd5\u898f\u5408\u898f\u7684\u91cd\u8981\u6027<\/td>\n<td>\u5fc5\u9808\u6e05\u695a\u77ad\u89e3\u76f8\u95dc\u6cd5\u898f\u5167\u5bb9<br \/>\u78ba\u4fdd\u7522\u54c1\u92b7\u552e\u8207\u5ba3\u50b3\u6d3b\u52d5\u7b26\u5408\u6cd5\u898f\u898f\u5b9a<br \/>\u9075\u5b88\u52de\u52d5\u6cd5\u898f\u964d\u4f4e\u5408\u6cd5\u98a8\u96aa<\/td>\n<\/tr>\n<tr>\n<td>\u5efa\u7acb\u5408\u898f\u98a8\u96aa\u7ba1\u7406\u5236\u5ea6<\/td>\n<td>\u5236\u5b9a\u5167\u90e8\u5408\u898f\u653f\u7b56<br \/>\u57f9\u8a13\u54e1\u5de5\u9075\u5b88\u6cd5\u898f<br \/>\u52a0\u5f37\u5167\u90e8\u76e3\u7ba1<br \/>\u5efa\u7acb\u61c9\u5c0d\u98a8\u96aa\u7684\u61c9\u6025\u6a5f\u5236<\/td>\n<\/tr>\n<tr>\n<td>\u5c0b\u6c42\u5c08\u696d\u6cd5\u5f8b\u610f\u898b<\/td>\n<td>\u8058\u8acb\u5177\u6709\u8c50\u5bcc\u7d93\u9a57\u7684\u5f8b\u5e2b\u6216\u6cd5\u5f8b\u9867\u554f<br \/>\u78ba\u4fdd\u696d\u52d9\u9075\u5b88\u7576\u5730\u6cd5\u5f8b\u6cd5\u898f\u8981\u6c42<br \/>\u61c9\u5c0d\u53ef\u80fd\u51fa\u73fe\u7684\u5408\u6cd5\u98a8\u96aa<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E7%9B%B4%E9%8A%B7%E6%A5%AD%E7%9A%84%E5%90%88%E6%B3%95%E9%A2%A8%E9%9A%AA%E8%88%87%E5%90%88%E8%A6%8F%E5%BB%BA%E8%AD%B0\"><\/span>\u53f0\u7063\u76f4\u92b7\u696d\u7684\u5408\u6cd5\u98a8\u96aa\u8207\u5408\u898f\u5efa\u8b70<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5728\u9032\u5165\u76f4\u92b7\u696d\u52d9\u6642\uff0c\u4f01\u696d\u548c\u5f9e\u696d\u4eba\u54e1\u9700\u8981\u7279\u5225\u6ce8\u610f\u548c\u9075\u5b88\u6cd5\u5f8b\u6cd5\u898f\uff0c\u4ee5\u907f\u514d\u53ef\u80fd\u7684\u5408\u6cd5\u98a8\u96aa\u3002\u4e00\u4e9b\u5e38\u898b\u7684\u5408\u6cd5\u98a8\u96aa\u5305\u62ec\u7522\u54c1\u5408\u898f\u6027\u3001\u884c\u92b7\u5ba3\u50b3\u7684\u771f\u5be6\u6027\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u7b49\u65b9\u9762\u3002\u82e5\u5728\u9019\u4e9b\u65b9\u9762\u51fa\u73fe\u7455\u75b5\uff0c\u4f01\u696d\u5f88\u5bb9\u6613\u9677\u5165\u6cd5\u5f8b\u7d1b\u722d\u4e4b\u4e2d\u3002<\/p>\n<p>\u70ba\u4e86\u907f\u514d\u9019\u4e9b\u98a8\u96aa\uff0c\u76f4\u92b7\u696d\u52d9\u9700\u8981\u5efa\u7acb\u5065\u5168\u7684\u5408\u898f\u5236\u5ea6\uff0c\u5305\u62ec\u78ba\u4fdd\u7522\u54c1\u8cea\u91cf\u5408\u4e4e\u6a19\u6e96\uff0c\u884c\u92b7\u5ba3\u50b3\u7b26\u5408\u5be6\u969b\u60c5\u6cc1\uff0c\u4ee5\u53ca\u4fdd\u8b77\u6d88\u8cbb\u8005\u7684\u5408\u6cd5\u6b0a\u76ca\u3002\u4f01\u696d\u61c9\u8a72\u7a4d\u6975\u5730\u8207\u5c08\u696d\u6cd5\u5f8b\u9867\u554f\u5408\u4f5c\uff0c\u52a0\u5f37\u5167\u90e8\u57f9\u8a13\uff0c\u78ba\u4fdd\u5f9e\u696d\u4eba\u54e1\u77ad\u89e3\u4e26\u9075\u5b88\u76f8\u95dc\u6cd5\u5f8b\u6cd5\u898f\u3002\u540c\u6642\uff0c\u5efa\u7acb\u6295\u8a34\u8655\u7406\u6a5f\u5236\u548c\u98a8\u96aa\u9632\u7bc4\u6a5f\u5236\uff0c\u53ca\u6642\u61c9\u5c0d\u53ef\u80fd\u51fa\u73fe\u7684\u5408\u6cd5\u7cfe\u7d1b\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u76f4\u92b7\u696d\u52d9\u4e5f\u61c9\u8a72\u5bc6\u5207\u95dc\u6ce8\u653f\u5e9c\u90e8\u9580\u91dd\u5c0d\u76f4\u92b7\u884c\u696d\u767c\u5e03\u7684\u6cd5\u898f\u548c\u653f\u7b56\uff0c\u4e26\u6839\u64da\u76f8\u61c9\u7684\u898f\u5b9a\u53ca\u6642\u8abf\u6574\u696d\u52d9\u904b\u71df\u6a21\u5f0f\u3002\u901a\u904e\u8207\u884c\u696d\u5354\u6703\u7684\u5408\u4f5c\uff0c\u53ca\u6642\u7372\u53d6\u884c\u696d\u52d5\u5411\u548c\u653f\u7b56\u4fe1\u606f\uff0c\u4ee5\u4fbf\u66f4\u597d\u5730\u61c9\u5c0d\u5408\u6cd5\u98a8\u96aa\u3002<\/p>\n<p>\u7e3d\u7684\u4f86\u8aaa\uff0c\u77ad\u89e3\u4e26\u9075\u5b88\u53f0\u7063\u76f4\u92b7\u696d\u52d9\u76f8\u95dc\u7684\u6cd5\u5f8b\u6cd5\u898f\u5c0d\u65bc\u4f01\u696d\u548c\u5f9e\u696d\u4eba\u54e1\u4f86\u8aaa\u81f3\u95dc\u91cd\u8981\u3002\u5efa\u7acb\u5408\u898f\u6a5f\u5236\uff0c\u6e1b\u4f4e\u5408\u6cd5\u98a8\u96aa\uff0c\u4e0d\u50c5\u6709\u52a9\u65bc\u4f01\u696d\u7684\u9577\u9060\u5065\u5eb7\u767c\u5c55\uff0c\u4e5f\u80fd\u63d0\u5347\u6574\u500b\u884c\u696d\u7684\u5408\u6cd5\u5f62\u8c61\uff0c\u70ba\u884c\u696d\u7684\u53ef\u6301\u7e8c\u767c\u5c55\u63d0\u4f9b\u826f\u597d\u7684\u6cd5\u5f8b\u74b0\u5883\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E7%9B%B4%E9%8A%B7%E6%A5%AD%E5%8B%99%E7%9A%84%E5%90%88%E6%B3%95%E9%A2%A8%E9%9A%AA%E5%8F%8A%E6%B3%95%E5%BE%8B%E8%B2%AC%E4%BB%BB\"><\/span>\u53f0\u7063\u76f4\u92b7\u696d\u52d9\u7684\u5408\u6cd5\u98a8\u96aa\u53ca\u6cd5\u5f8b\u8cac\u4efb<span 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href=\"https:\/\/www.legis-pedia.com\/article\/consumers-loan-contract\/744\" target=\"_blank\" rel=\"noopener\">\u53ef\u4ee5\u53c3\u8003 \u53f0\u7063\u76f4\u92b7\u5408\u6cd5\u55ce\uff1f<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8F%B0%E7%81%A3%E7%9B%B4%E9%8A%B7%E5%90%88%E6%B3%95%E5%97%8E%EF%BC%9F%E7%B5%90%E8%AB%96\"><\/span>\u53f0\u7063\u76f4\u92b7\u5408\u6cd5\u55ce\uff1f\u7d50\u8ad6<span 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